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SRM assists local government employers with obtaining cost-effective employee benefits administered with personal customer service.  We pride ourselves in working directly with decision makers and covered employees to understand their coverage, answer questions, and strive for client satisfaction.  SRM partners with fully insured markets but distinguishes itself from the competition with unique opportunities for partially self-insured health plan administration, whether on a standalone employer group basis or as part of a multiemployer intergovernmental pool such as the HOPE Trust.

About the H.O.P.E. Trust

Originally formed by four founding counties looking for an alternative to standard commercial insurance policies and self-insured health plans, the HOPE Trust is an intergovernmental pool in which participating employers join together to reduce administrative burdens and to spread the risk of claims more broadly than if they participated in the market alone.  Participants include counties, school districts, cities, villages, and other local governments throughout the State of Illinois.

The HOPE Trust provides exceptional health benefits with a goal of achieving cost stability and savings for its participating employers and employees for many years to come.  Among its many notable advantages, the HOPE Trust makes use of its own efficient proprietary network of medical providers and offers members direct access to SRM’s clinical team for proactive management for everything from complex conditions to everyday care.

The HOPE Trust Health Care Plan is sponsored by the employers participating in the Health Options for Public Entities Joint Self-Insurance Risk Pool Association, with SRM as the designated Plan Administrator.  Ask SRM today if the HOPE Trust may be a good fit for your public entity!

Contact us to learn more about the H.O.P.E. Trust and its health care plans.

Ancillary Benefits

In addition to health benefits, many public entities offer additional ancillary coverages to their workforce.  The following are a few policy types SRM can provide in tandem with health benefits: Dental, Vision, Life, Accidental Death & Dismemberment (AD&D), Short-Term Disability (STD), and Long-Term Disability (LTD).


The HOPE Trust does not have its own website. However, SRM as Plan Admistrator is sharing the following link, which leads to the machine-readable files that are made available in response to the federal Transparency in Coverage Rule and includes negotiated service rates and out-of-network allowed amounts between health plans and healthcare providers. The machine-readable files are formatted to allow researchers, regulators, and application developers to access and analyze data more easily.

HOPE Trust dividend check presentation
The HOPE Trust presented dividend checks to its member employers in 2016 and in 2017, representing the growth and financial stability of the Trust.